Metal roofing is having a moment. Homeowners see the clean standing-seam look on design shows and assume it's a no-brainer upgrade. The truth is more nuanced: metal is one of the best roofs you can install, and one of the easiest to install badly. Here's what we tell customers before they commit.
The Pros
Longevity
A properly installed standing-seam metal roof lasts 40–70 years — two to three times the life of asphalt shingles. If you're planning to stay long-term, the math often works out.
Energy Efficiency
Metal reflects radiant heat instead of absorbing it. In Phoenix that can drop attic temperatures 30–40°F on a summer day, which directly lowers your AC load. Cool-roof rated reflective coatings push the savings further.
Weather & Fire Resistance
Class A fire rating, wind ratings up to 140 mph, and metal sheds snow and rain instead of holding it. In wildfire zones (parts of Idaho and northern AZ), insurers often discount metal-roofed homes.
Low Maintenance
No granules to lose, no shingles to curl. Inspect every few years, re-seal penetrations as needed, and the roof essentially takes care of itself.
The Cons
Upfront Cost
Metal runs 2–3x the cost of architectural shingles installed. An $18K shingle roof might be $45–55K in standing-seam metal. The lifecycle math works — but you have to write the check today.
Installation Skill Matters — A Lot
Standing-seam metal is unforgiving. Bad flashing, wrong fasteners, or poorly cut panels leak within a few years. Most general roofers don't install enough metal to be good at it. Always ask how many metal jobs the crew has done in the last 12 months.
Noise & Denting
On a properly insulated home with a solid deck and underlayment, metal isn't noticeably louder than shingles in rain. But large hail can dent panels — usually cosmetic, but visible. Some homeowners hate that, others don't notice.
Exposed-Fastener Panels Are a Trap
The cheap metal you see on barns uses screws driven through the panel face with rubber gaskets. Those gaskets dry out and leak in 15 years. If you're going metal, go standing-seam — concealed fasteners, no gaskets.
Metal is the right answer for homeowners who plan to stay 15+ years and want to never think about their roof again. For shorter horizons, the upfront cost is hard to justify.
Our Honest Take
We install both. If you're in your forever home, want maximum energy savings, and the budget supports it — metal is hard to beat. If you're in a 5–10 year window or budget-constrained, modern architectural shingles give you 80% of the performance at 40% of the cost.
Tile vs Shingle in Arizona
Honest comparison from a Master Elite® roofer.
Tile vs Shingle in Arizona →



